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The people I've met through AGC have helped me both personally and professionally. Every contractor needs those resources and those relationships. If you want to be successful, well then, you need AGC.

Phyllis Harden

Legislative & Special Projects, Pine Bluff Sand & Gravel
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Private Insurance Exchange

Available exclusively to AGC member firms, The AGC Alternative is a new and cost-effective way to offer quality benefits to employees.

The AGC Alternative is a private insurance exchange that operates like an online store making it easy for your employees to shop from a wide-variety of major medical health plans and supplemental insurance products (e.g., dental, vision, disability, life and legal services coverage) through interactive technology and the help of our dedicated employee hotline.

Instead of making a traditional defined benefit commitment and paying a percentage of current and future premiums, AGC member firms simply pay a flat dollar amount by setting a defined contribution. Employees go to your company’s very own private exchange portal to use your contribution — plus any personal contribution — to build a health and insurance benefits plan, custom fit for their individual needs.

Discover how The AGC Alternative can help you build a better employee benefits package – one that benefits you and your employees:

For Your Company:

  • Increased cost predictability (defined contribution vs. defined benefit)
  • Lower costs result as employees take advantage of incentives to improve their own health
  • Enhanced carrier terms and conditions
  • Expanded employee coverage options and decision support
  • Robust technology platform with administrative support and carrier connectivity
  • Consultation on ACA requirements and general compliance issues

For Your Employees:

  • A personalized employee experience with more plan options
  • A clear path to better health with lower cost for healthy behaviors
  • Dynamic, interactive employee benefits online marketplace
  • Robust decision support tools
  • Benefits and wellness education that’s tailored to individual needs
  • Online and “live” customer service

Powered by Willis Towers Watson

†AGC and its representatives are not licensed insurance producers and are not attempting to sell, solicit or negotiate any insurance product or plan. The contents of this communication are for general informational purposes only. Willis of Maryland, Inc., a licensed insurance producer, is the broker of record for all insurance products offered on AGC’s private insurance exchange, known as the AGC Alternative. To get information about coverage terms or benefits of insurance products or to obtain a quote, please contact Willis at 301-692-3023.

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