Industry Priorities

COVID-19 – Insurance Coverage


* Click here to access AGC of America’s main COVID-19 Web page with additional resources and information, updated regularly.


Insurance Considerations & Strategies

  • Policyholders’ Coverage Checklist in Times of Coronavirus, Saxe Doernberger & Vita – click here
  • Coronavirus Insurance Coverage and Claims Guidance, Lockton Companies – click here
  • Coronavirus Disease (COVID-19) Frequently Asked Questions, USI – click here and here  
  • Gallagher Report: Responding to the Coronavirus, Gallagher – click here
  • Alliant Report: Coronavirus Contractor Strategy Checklist, Alliant Insurance Services, Inc. – click here and here
  • What Should Construction Risk Managers Be Considering in Light of the COVID-19 Pandemic?  Willis Towers Watson click here (posted with permission from Bill Creedon, Global Head of Construction)

Quantifying Delay and Cost Impacts

Regardless of insurance coverage applicability, contractors should measure all financial impacts of COVID-19. The attachments below offer key tips to quantifying impacts from the event.

  • Checklist: Documenting Project Shutdowns/Delays, Procor Solutions + Consulting – click here
  • Worksheet: Project Delay Cost Estimate, Procor Solutions + Consulting – click here


Insurance Coverage

Insurance policies that may respond to the COVID-19 outbreak may include the following (check with your insurance broker to confirm coverages):

1. Property/Business Interruption

  • Coronavirus and Business Interruption Coverage for Policyholders, Saxe Doernberger & Vita – click here
  • Business Interruption Challenges [Checklist], Saxe Doernberger & Vita – click here
  • COVID-19: Coronavirus Losses: Will Your Commercial Insurance Policies Respond? K&L Gates, click here and here
  • Builder's Risk Considerations During the COVID-19 Pandemic, Willis Towers Watson - click here (posted with permission from Bill Creedon, Global of Construction)

2. Workers’ Compensation Policy

  • COVID-19: Workers Compensation Response, Liberty Mutual Insurance – click here
  • Impact of Coronavirus (COVID-19) in U.S. Casualty Claims, AON – click here

3. Environmental Insurance

  • Coronavirus (COVID-19) - Environmental Insurance Coverage Considerations, Willis Towers Watson – click here (posted with permission from Robin Keliher, SVP and National Environmental Claims Director)

4. Management Liability

  • Client Alert: The Coronavirus – D&O, EPL, and Wage & Hour Insurance, AON – click here and here


* Please contact Leah Pilconis if you have an article or resource on insurance-related issues/factors that construction companies need to consider as they strive for business continuity.

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